![Nikki Dunn, CFP®](/img/default-banner.jpg)
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Nikki Dunn, CFP®
United States
Приєднався 26 лис 2018
My name is Nikki and I am a CERTIFIED FINANCIAL PLANNER™ professional.
Not only am I professionally trained on ALL aspects around managing and growing wealth, but, I have put strategies to work in my own money life to build businesses and reach financial freedom in my 30s.
This has allowed me to work on my largest passion of all: helping more people understand what to do with their money, and stop feeling confused on where to start (or who to trust).
Lack of financial education is the crux of many money issues and fears…and I’m here to change that so you are equipped with the tools to feel confident about your financial decisions from here on out!
I created my Wealth Building Basics course to provide education and tools for people to manage their money better. shetalksfinance.com/wealth-building-basics
I am also the co-host of the We Talk Money show.
wetalkmoney.com/
Not only am I professionally trained on ALL aspects around managing and growing wealth, but, I have put strategies to work in my own money life to build businesses and reach financial freedom in my 30s.
This has allowed me to work on my largest passion of all: helping more people understand what to do with their money, and stop feeling confused on where to start (or who to trust).
Lack of financial education is the crux of many money issues and fears…and I’m here to change that so you are equipped with the tools to feel confident about your financial decisions from here on out!
I created my Wealth Building Basics course to provide education and tools for people to manage their money better. shetalksfinance.com/wealth-building-basics
I am also the co-host of the We Talk Money show.
wetalkmoney.com/
Stock Market Crash Explained
We woke up this morning to the markets in turmoil... as usual, I dive into the data and let you know what you should... and shouldn't be concerned about!
Join the Wealth Building Community with promo code: BUILDWEALTH
(50% OFF your first month or quarter!)
shetalksfinance.com/investorcommunity
Get a copy of my book "Do THIS With Your Money" :
shrtlnk.co/rSniE
0:00 Intro
2:37: Fear & Greed Index
3:48 Unpacking Unemployment Data
7:05 Other Economic Data
8:00 Putting It All Together
9:26 Wealth Building Community Class
10:08 Credit Card Delinquencies
12:15 The Unordinary Economy
12:42 Can We Avoid Recession?
15:15 Money Market Funds
=====
Ways I help you build more wealth:
Learn How To Invest In The Stock Market
Get my FREE Wealth Building Basics Course:
shetalksfinance.com/wealth-building-basics/
We Talk Money Podcast:
wetalkmoney.com/
Connect with Nikki:
Subscribe To SheTalksFinance UA-cam channel: ua-cam.com/users/shetalksfinance
Twitter: shetalksfinance
Instagram: shetalksfinance
Facebook: shetalksfinance/
=====
Disclaimers:
- This information is for educational purposes only and is not personalized in nature. Nothing I say is meant to be a recommendation to buy or sell any financial instrument. Do your own due diligence, and take 100% responsibility for your financial decisions or consult a financial professional to help you.
- I will NEVER ask you to send me money to trade or invest for you.
- There are no guarantees or certainties in investing.
- My videos may contain affiliate partner links to products I believe will add value to your life.
Join the Wealth Building Community with promo code: BUILDWEALTH
(50% OFF your first month or quarter!)
shetalksfinance.com/investorcommunity
Get a copy of my book "Do THIS With Your Money" :
shrtlnk.co/rSniE
0:00 Intro
2:37: Fear & Greed Index
3:48 Unpacking Unemployment Data
7:05 Other Economic Data
8:00 Putting It All Together
9:26 Wealth Building Community Class
10:08 Credit Card Delinquencies
12:15 The Unordinary Economy
12:42 Can We Avoid Recession?
15:15 Money Market Funds
=====
Ways I help you build more wealth:
Learn How To Invest In The Stock Market
Get my FREE Wealth Building Basics Course:
shetalksfinance.com/wealth-building-basics/
We Talk Money Podcast:
wetalkmoney.com/
Connect with Nikki:
Subscribe To SheTalksFinance UA-cam channel: ua-cam.com/users/shetalksfinance
Twitter: shetalksfinance
Instagram: shetalksfinance
Facebook: shetalksfinance/
=====
Disclaimers:
- This information is for educational purposes only and is not personalized in nature. Nothing I say is meant to be a recommendation to buy or sell any financial instrument. Do your own due diligence, and take 100% responsibility for your financial decisions or consult a financial professional to help you.
- I will NEVER ask you to send me money to trade or invest for you.
- There are no guarantees or certainties in investing.
- My videos may contain affiliate partner links to products I believe will add value to your life.
Переглядів: 1 864
Відео
Financial Planner Reacts To TikTok Money Advice
Переглядів 15 тис.Місяць тому
Social media money advice never disappoints on making us laugh... but, that may be all it's good for. As a financial planner, I react to these videos and set the record straight on what not to do. Get a copy of my book "Do THIS With Your Money" : shrtlnk.co/rSniE Ways I help you build more wealth: Learn How To Invest In The Stock Market Get my FREE Wealth Building Basics Course: shetalksfinance...
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The real estate market has made plenty of haves and have nots. Believe it or not, buying a home doesn't always make sense and there's a lot to unpack before making such a big decision. The recent housing declines around the U.S. have left a lot of buyers in 2021 & 2022 having buyers remorse as they bought the top of their market and are having trouble getting out of their homes. In today's vide...
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3 Reasons NOT To Invest In Dividend Stocks
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"Can I Retire Early At 50?" | Financial Planning Review
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EXPENSIVE SEP-IRA Retirement Planning Mistake [Financial Planner Reacts]
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The Truth About Consumer Savings, Credit Card Debt & The Looming Recession
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These 6 Money Debates Put Your Financial Education At RISK!
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Stock Market Crash & DEPRESSION: Reaction To Robert Kiyosaki Tweets
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The BLS needs to be disciplined for overestimating job growth by over 800k
Good content, Nikki. 0:03 Please be careful how you introduce yourself; you’re a Certified Financial Planner practitioner… the CFP board takes proper mark usage seriously.
When has dave ever said buy a house with cash? Never. Morgage is the only type of debt that is okay in his eyes, the goal is to pay off your house early. Sure a 15 year morgage payments are much larger, but the idea here is if you cant afford to pay the much larger morgage, the problem here is your income. Learn more skills and work harder to increase your income.
Cant make the morgage payments? You shouldn't be buying a house yet!
I'm a fan of Dave and I think he's good for getting people on track if they've been living fast and loose with no care for what they're doing. But I also think you've thoroughly demonstrated he doesn't know what he's talking about on this subject. And he seems to think shouting and turning up the amount of country in his voice will make him right. A shame to see it.
It's political to make the economy look better before the election. It will add to inflation.
@@Chiefhd63 Biden can do what he wants too and if I was a democrat I be sueing the Democrats in Congress since Harris wasn't voted in by the people since there was no election held for her
I think the Ramsey team is out of touch with reality
Bidenomics unironically cooking
I bet you 10k that it be raised and not lowered
1-800-GAMBLER
I cannot wait to come back in September and get my 10k
@@pancakesama7614ikr like it's about to get lowered, all but for sure
@@pancakesama7614 you got to say you accept my bet since a few refused to pay me and I had to sue people for my money I'm in international waters I can make legal bets so say you accept my bet
@@pancakesama7614 I'm still waiting for you to say you accept my bet
I myself love playing the credit card points game, but i agree with Dave Ramsey preaching his don't-use-a-credit-card message. His clientele is literally people that are terrible with money.
I have a 401k I started 4 years ago. It has 51k in it. I contributed 21k. Looks like free money to me. I can loan out half, stop contributing, while still gaining interest and then start contributing again once the loan is paid off. Free money, free loan, same amount coming out of your check.
Please don't take out a loan from your 401k- it's not a free loan. Yes, you pay yourself interest, but the amount of interest you're gaining is a fraction of what that money would grow to if it remained invested.
Dave has some great common sense comments, but I pick and chose Dave’s advise. This is a clear example of information from Dave that goes into the round file.
He's just a mean, hateful, bible thumping a-hole who thinks his employees sex lives are his business. Which makes me suspicious.
Do more of your videos on debunking bad stock advice! The advice is so funny.
Folks like Grant Cardone and TikTok/ social media day traders remind me of the character Russ Hanneman from Silicon Valley. More money then sense when it comes to utilizing, protecting and earning more money.
Normally if the company is making a healthy and consistent amount of net profits and growing every year Dividend Investing is actually great but if the company is making losses and somehow able to make consistent dividend payout That should should be a giant red flag 🚩
Dave’s target audience are people who are in debt. Most likely people who have credit card debt. The reason behind getting rid of the credit cards is to remove the mechanism that is causing the problem.
Dave thinks he is better then other people, He thinks your stupid if you disagree with him.
I dont know how these people dont get fine. Crazy thing is that if you have a investment licensed its heavily regulated but not these cash values policies.
Don't look at the data. That's stupid! Listen to me. I know it all! Sounds like a cult leader!
I like to option trade gme using margins. YOLOOOOOOO
I think having a dividend ETF/index fund as part of a 3 bucket strategy is wise. SCHD for instance has provided a solid dividend and has returns very close to the S&P500 for over a decade now. They also seem to perform better during a recession and can be a good counter balance to your value and growth stocks.
if i were to do mostly bonds in a 401k id probably be missinig out more since u can contribute 23k a year to it and only 7k in a roth ira. also ive heard of strategys like ira conversions and strats involving withdrawing only small amounts from a 401k to supplement your roth withdrawals. one other thing what if you planned ahead made a lot of money like a few years before your desired retirement date then switched jobs into a lower income work and took advantage of your 401k low income tax bracket until retirement or even past that. some people in retirement want something to keep them busy and that might be their job friends but dont want the responsiblity and stress of a job so the company might find them a position thats low skilled work that fits their needs so they can take advantage wait out til their i think 71 or 72 where theyre legally obliged to withdraw money from their retirement accounts then maybe even do a ira conversion all into their roth and live off their intrest or withdraw occasionally to buy what they need or want without it running out for the average life span of id say less than 100. then again most of those people are probably being held in a retirement home, have a nurse with them all the time well usually, or have kids taking care of them til death. in my opinion id adjust how hard i invest based on what i can do confrontably up until early stages of retirement so i can live most of my life and then retire and do things i know id like then with a saftey net incase im cursed with long life or medical issues.
What next generation? Women aren't having kids. If they do many are single mothers who chose a bad boy for the thrill.
I can tell by the comments there are a lot of broke people watching this video 😂.
As always on point
He's probably only renting the lamborghini
Lol girl we been on a recession!
Protection agaisnt fraud is exactly the same for credit cards and debit cards.. Why on earth hould it be diferent?
Credit score is one of the biggest scams in America. I find hilarious anytime i ear you guys talking about it. So if im good with my money, i save, have a good bank history, good job etc, im not gonna get a mortgage because i never used credit cards and instead was responsible and only payed in cash (as in not needing credit)?? It's so weird. Here banks look for people that show good money management, not that are allways in debt!
Dave is correct
Wow, amazingly explained. Thank you so much!
Thanks for watching!
Great video, thank you for the information! A bit overwhelming but optimistic. Oh, and I just got my book in the mail! Thank you !
Glad to hear !! Thanks for watching and the more you learn that overwhelm will fade away. Happy reading!
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Shea Ardolf’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
She has a noticeable profile on the internet, you can simply research her.
The beauty of Shea Ardolf ’s approach is her dual focus: while she aggressively pursues profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.
Trading systems allow you to limit the factor of emotional influence on decision-making, as well as to give the trade a certain degree of systemic character.
Without a doubt! Shea Ardolf is a trader who goes above and beyond. he has an exceptional skill for analyzing market movements and spotting profitable opportunities. His strategies are meticulously crafted based on thorough research and years of practical experience.
Investing in Bitcoin is the wisest asset to be in, not trying to shit on other stocks, it just won’t outperform Bitcoin over pretty much any long time horizon…reality over feelings!!
Agreed with you. 🌞 the financial influencers on UA-cam and Tiktok are only there to sell dreams. Thats it. 😮
Great video Nikki thank you!
Out of curiosity what are your thoughts on the stripper index?
I am going into this dip with the attitude that it is a great opportunity to get some stocks in good companies on sale. DCA all Day for me folks.
What are your thoughts on Betterment's "Safety Net" account with their "Betterment Core" portfolio?
I experienced a 40% loss in my portfolio because of the market dip. How can I turn this around and make a profit?
As a novice, it's vital to have a mentor for accountability. I'm being advised by a reputable crypto consultant.
She goes by Margaret Stroud Arndt
Oh, do you happen to know her too? I'm proud to say I've also benefited from her platform.
Achieving a weekly profit of 45k
I used to think I was the only one benefiting from her guidance in navigating the volatility of trading.
Kind of hope the interest rates don't get cut too much. I've been enjoying high CD rates. No risk and getting enough from the interest to cover most of my expenses.
Yep! I hear you!
You principal is being devalued though
Nikki, thank you for explaining what's happening in a simple way and not trying to scare everyone.
Thanks for watching!
How do most of you guys still making profit? Even with the downturn of economy and ever increasing life standards
Well, I picked the challenge to put my finances in order. Then I invested in cryptocurrency and stocks, through the assistance of my discretionary fund manager
Mrs Mary Patricia Hester
This is correct, Mary's strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..
Isn't she the same Mrs Mary Patricia Hester neighbors are talking about, she has to be a perfect expect for people to talk about her so well.
Her platform is wonderful, and her services are exceptional
Good video thanks for posting. Finding good financial information on YT is tricky.
Glad it was helpful!
You could also take that $400,000.00 mortgage over 30 years with 20% down at 5% and show what happens when you take the $500.00 per month you now have in your pocket because the credit cards are paid off and apply that to your mortgage payment. It’s huge. The DR method is not for everyone. But it is for some of us.
A piece of information missing for me is what percentage of credit card users pay the debt off every month? Without fail. Then, what percentage of people claiming to pay the monthly debt religiously, actually miss the full pay off once in awhile and get an interest payment. I use a debit card. The money is in the account or the card gets declined. Works great for me.
do you have a personal finance course i can take to learn more!? @shetalksfinance
Great wisdom I'd like to retire early. Contribution limits are a sore subject: If child support & alimony have no limits, neither should roth contributions! 😢
...what 15 year old is getting $300 a month allowance!?
Real estate will decline where there isn't federal government spending.
Dave Ramsey is a complete idiot!!!!!